Designed for Efficiency: Zero-Cost Value Creation

Designed for Efficiency: Zero-Cost Value Creation “A timing shift that costs nothing but adds value.” The Philosophy Most platforms create value by taking from one group and giving to another. Liana Banyan creates value through structural efficiency — designing systems where benefits emerge naturally without additional cost. This article catalogs these innovations for patent documentation and as proof of the platform’s genuine value proposition. Example 1: Reserved Joule Conversion (Progress Bars) The Problem Poor users with 25 dollars buy Credits. Credits and Joules have identical value at purchase. But Joules are “Forever Stamps” — they lock in value. Poor users should have the same value protection as rich users. ...

February 2, 2026 · 7 min · 1289 words · Liana Banyan Corporation