The Cloth & Bag Analogy: Why Joules Beat Credits

The Cloth & Bag Analogy: Why Joules Beat Credits “It is not wise to use a joule where you can use a credit, because today they could be the same value, but in two years one is significantly higher.” — Founder, Foundation Document Keep It Super Simple 3-Tier Quick Tier (30 seconds) Credits = cloth (spend now). Joules = bag sewn from that cloth (hold value). Same material, different potential. ...

February 2, 2026 · 4 min · 748 words · Liana Banyan Corporation