Certification

Most digital marketplaces optimize for volume and margin, not for trust or shared prosperity. Creators and small businesses are pushed into opaque pricing, asymmetric fees, and extractive platform terms. In response, Liana Banyan adopts a simple but demanding rule: Cost + 20% forever. Creators cover their real costs and keep a fair 20% margin; the platform’s economics sit on top of that, not inside it. This paper proposes a concrete implementation of that rule through C+20 certification and partial badges, embedded inside a broader engagement architecture: Ghost/Real mode, WildFire onboarding tours, Golden Key deposits, guilds, reciprocal networks, and an IP Load Balancing system that prevents wealth concentration. Together, these systems turn pricing transparency into a membership signal—a visible way of saying “one of us”. ...

The platform is designed around a simple rule: creators keep 83.3% of every transaction (Cost + 20%), and we make our share on top of the real cost of doing the work. Any business that commits to honoring Cost + 20% for all traffic routed through Liana Banyan receives a non-hideable C+20% badge on its anchor, Cue Cards, and in our halls. ▶ What C+20 Means Creators keep 83.3%, you add a 20% margin, platform economics layer on top... You charge enough to cover your true cost of goods, fees, and labor. You add a 20% margin for yourself. The platform’s economics (Credits, Marks, Joules, and IP stakes) are layered on top of that baseline, not carved out of it. The Badge: A Visual Contract The C+20% badge is not optional decoration. It is a visual contract with the community. ...